The Executive's Guide to Banking Transformation

Navigating the agentic AI era: 2026 strategic imperatives

As we enter 2026 , the global banking industry faces its most consequential transformation in a generation. The question is no longer whether to adopt AI, it’s whether your institution will lead or follow in the agentic AI revolution that’s fundamentally reshaping competitive dynamics.

The numbers tell a compelling story: AI is projected to generate up to $1 trillion in additional value annually for the global banking sector by 2030. The banking digitalization market will reach $13.9 billion by 2026, with compound annual growth of 11.3%. Yet despite these opportunities, the gap between leaders and laggards is widening dramatically. 60% of financial institutions remain in early transformation stages while front-runners are already deploying autonomous AI
agents at scale.

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